Loan Calculator
Live ratesby 27 June 2026
Amount borrowed
£400.00
Interest charge
£67.20
Daily interest rate
0.80%
Representative APR
1,733%
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
No impact on your credit score to check eligibility
How LoanFlow works
Three steps from calculator to cash. No branch visits, no paperwork, no waiting days for a decision.
Choose your amount
Use our simple slider to pick how much you need (£100–£1,500) and when you can repay it (7–30 days). See the exact cost instantly — no hidden fees.
Takes 30 secondsApply online
Fill in your personal, employment, and bank details. Our secure application takes less than 2 minutes. We run a soft credit check first — no impact on your score.
Under 2 minutesGet cash today
Receive an instant decision. If approved, funds are transferred directly to your bank account — often within 15 minutes via Faster Payments.
Often within 15 minsSafe, secure, and regulated
FCA Authorised
Fully authorised and regulated by the Financial Conduct Authority. Registration No. 987654.
Reg. No. 987654256-bit Encryption
Bank-grade SSL encryption protects your personal and financial data at all times.
SSL SecuredInstant Decisions
Our automated system delivers a lending decision in seconds — not hours or days.
< 60 secondsResponsible Lender
We only lend what you can afford to repay. We follow FCA responsible lending guidelines.
Responsible"Applied at 10pm, had the money in my account by 10:15pm. Incredible service."
Sarah M.
Manchester
"Really clear about the costs upfront. No nasty surprises. Would definitely use again."
James R.
Birmingham
"Easy application, instant approval. The calculator makes it really easy to see what you'll pay."
Emma T.
London
Representative Example — Required by the FCA
Amount of credit: £200 for 30 days. Total amount repayable: £248.00. Interest: £48.00 at a fixed daily rate of 0.80%. Representative 1,509% APR (variable). Maximum loan amount: £1,500. Maximum loan term: 30 days. Minimum loan term: 7 days. Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.